Liability

OnDemand Webinar New comprehensive, single-source, point-of-sale report eliminates the need for time consuming research to complete and confirm an application. In a matter of seconds, obtain: type of business, business registration and licenses, number of employees, estimated annual sales, credit history metrics, OSHA and department of health inspections and violations, observed hazards, and property details, […]

(OnDemand) Almost all commercial insureds face cyber risk. In this web seminar, you’ll get an overview of ISO’s E-Commerce Program and how it addresses cyber liability exposures. You’ll also learn about planned future enhancements, including the Media and Information Security Policy, currently under development. Who Should Attend: All participating insurance carriers in property and liability […]

(OnDemand) From classifications to increased limits table assignments (ILTAs) to estimated loss potentials (ELPs), the elements of ISO’s general liability rating and classification can be complicated. Attend this web seminar to get a valuable overview. You’ll find out how and why ISO creates new general liability classifications. You’ll also learn the rating terminology and premium […]

(On-Demand) ISO maintains insurance programs for some 27 personal and commercial lines of business. Each year, we submit thousands of regulatory filings that change the programs. How do you keep track of what’s going on? When you need to locate a certain form, manual rule, or loss cost, where do you begin? In this session, […]

(On-Demand) Replacement cost estimates are an essential component of the underwriting process. Reliable estimates help you protect you policyholders, collect adequate premiums, and analyze your catastrophe risk. In this session, you’ll gain a better understanding of the factors that contribute to reliable replacement cost estimates. You’ll also get insights on how to improve your company’s […]

(On-Demand) Annual mileage is often a primary rating factor for personal auto insurance policies. Getting it right at the point of sale can dramatically improve your profitability. That’s particularly true in California, where annual mileage is, by regulation, an important and mandatory rating factor. Whether your customer innocently understates annual mileage or fraudulently misrepresents it, […]