ISO Risk Analyzer and Your Book of Business


In today’s highly competitive personal lines marketplace, insurers are carefully considering how to measure risk more precisely. Such analysis can lead to more effective risk selection and greater pricing accuracy. The ISO Risk Analyzer® suite of predictive models provides an array of products to help you classify, segment, and accurately price your risks. In this session, you’ll hear how ISO Risk Analyzer can improve the ROI for your personal auto and homeowners book of business as you move toward greater segmentation.

Who Should Attend:
Personal lines actuaries, underwriters, and product developers

Presentation Date:
May 14, 2012, 2:00 p.m., EST

Pat WoodsPatrick Woods, FCAS, MAAA
Assistant Vice President and Actuary
Personal Lines Actuarial Division

Patrick Woods is Assistant Vice President and Actuary, Personal Auto Actuarial at ISO. He is responsible for responsible for managing and overseeing the operations of ISO’s Personal Automobile Actuarial Division. He has recently been significantly involved in the development of ISO’s Risk Analyzer Personal Auto products. Mr. Woods has worked for ISO for more than thirty years. He holds a Bachelor of Science and a Master of Arts in Mathematics from St. John’s University. He is a Fellow of the Casualty Actuarial Society and Member of the American Academy of Actuaries.  

David Cummings, FCAS, MAAA, CPCU
Vice President, Research
ISO Innovative Analytics

David Cummings is vice president of research at ISO Innovative Analytics, a unit of ISO that develops and enhances analytic products. He joined the company in 2008 to provide strategic leadership on insurance analytics and predictive modeling. Mr. Cummings is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. He serves as a trustee of the Actuarial Foundation.